10 Reasons to Lease with Money Tree

1 Remain Competitive —Use of updated equipment allows you to remain competitive in today’s market.

2 Affordable —Longer repayment terms and lower installments than a typical bank loan.

3 Up to 100% Financing —Get what you need when you need it.

4 Income —Income generated from the equipment can provide additional growth opportunities and cover

   the lease payment.

5 Timing —More purchase power in your budget allows for quality expansion when the timing is right.

6 Cash Flow Protection —Conserves cash and bank credit for operating expenses and emergencies.

7 Inflation Protection —Leasing allows you to hedge against inflation by locking in the rate.

8 Simplified Recordkeeping —Eliminates the need to keep depreciation schedules when payments are listed

    as an operating expense.

9 Tax Advantages —You can typically deduct the lease payments from your corporate income. Consult a

   tax professional for details.

10 Choice & Flexibility

 • Monthly, seasonal, and annual payment options

 • Delayed payment options

 • Buyout and renewal options

 • Consolidation options

 How does leasing work?

 Leasing is similar to buying over an extended period of time — 24, 36, 48, or 60 months.

 ·  You select the equipment and negotiate the price from the vendor of your choice.

 ·  You also negotiate the details of warranties, guaranties, delivery, installation and servicing.

 ·  As in a purchase, you are responsible for subsequent  taxes, insurance coverage, maintenance and

     other costs associated with the day-to-day use of the equipment.

 ·  Preapproval is recommended. With the knowledge that you have already been approved, you are able to

     optimize your choices based on pre-established monthly payment scenarios.

 ·  Upon application approval and receipt of equipment details, Money Tree Financing Group will

     purchase the equipment.

 ·  You then lease the equipment from Money Tree for a specified number of months.